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OptionsHouse vs Merrill Edge 2017 - Revista de corretagem.
2018-09-10 & # 0183; & # 32; Merill EDGE Broker Review. A Merrill EDGE é uma corretora de serviços completos por contrato e operações de equivalência patrimonial e de opção realizadas com um representante comercial.
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Estratégias de opções semanais colocaram 19 negócios este ano e contagem. e é por isso que fazemos o nosso melhor para oferecer um sistema de negociação de opções de ponta.
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Merrill Edge Review | StockBrokers.
2018-01-14 & # 0183; & # 32; Best Online Brokers, 2018. opção e negociação de fundos mútuos para pagamento de contas, Melhor para saldos mais elevados: MERRILL EDGE.
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As opções de avaliação de corretores on-line, fundos mútuos e Merrill Edge são a plataforma de investimento on-line auto-orientada para o Bank of America Merrill Lynch. Merrill Edge.
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Disclaimer geral para o Bank of America Merrill Lynch.
"Bank of America Merrill Lynch" é o nome de marketing para os negócios bancários globais e mercados globais da Bank of America Corporation. Os empréstimos, derivados e outras atividades de banca comercial são realizados globalmente por afiliadas bancárias da Bank of America Corporation, incluindo o Bank of America, N. A., Member FDIC. As atividades de valores mobiliários, assessoria estratégica e outras atividades de banca de investimento são realizadas globalmente por filiais de bancos de investimento da Bank of America Corporation ("Afiliados de Banca de Investimento"), incluindo, nos Estados Unidos, Merrill Lynch, Pierce, Fenner & amp; Smith Incorporated e Merrill Lynch Professional Clearing Corp., ambos registrados como corretores e membros do SIPC e, em outras jurisdições, por entidades registradas localmente. Merrill Lynch, Pierce, Fenner & amp; Smith Incorporated e Merrill Lynch Professional Clearing Corp. são registrados como comerciantes de comissões de futuros com a CFTC e são membros da NFA.
Produtos de investimento oferecidos pelas Afiliadas de Banca de Investimento:
Não são segurados pela FDIC * Pode perder valor * Não são garantidos pelo banco.
&cópia de; 2017 Bank of America Corporation.
Isenção de responsabilidade para a Austrália:
"Bank of America Merrill Lynch" é o nome de marketing para os negócios bancários globais e mercados globais da Bank of America Corporation ("BAC"). As atividades de empréstimos e outras atividades de banca comercial são realizadas globalmente por afiliadas bancárias da BAC e na Austrália pelo Bank of America, N. A. Australian Branch ("BANA Austrália"). Os serviços de valores mobiliários, assessoria corporativa e mercados de capitais são realizados na Austrália por Merrill Lynch Markets (Austrália) Pty. Limited, Merrill Lynch (Austrália) Futures Limited, Merrill Lynch Equities (Austrália) Limited e seus órgãos corporativos (juntos "BofAML") que segurar, ou estão isentos do requisito de retenção, uma licença australiana de serviços financeiros. Além da BANA Austrália, nenhuma das outras entidades da BofAML, incluindo BAC, são Instituições de Depósito Autorizadas autorizadas nos termos da Lei Bancária de 1959 da Austrália, nem regulamentadas pela Autoridade Australiana de Regulamentação Prudencial. As obrigações das entidades da BofAML (que não a BANA da Austrália) não representam depósitos ou outros passivos da BANA Austrália e não são garantidos pela BANA Austrália.
& copy; 2017 Bank of America Corporation. Publicado na Austrália pela BANA Austrália.
Disclaimer for India:
O Bank of America N. A. e a DSP Merrill Lynch Limited são subsidiárias da Bank of America Corporation que operam na Índia.
Bank of America N. A .: O Bank of America fornece os seguintes produtos bancários na Índia: capital de giro e empréstimos a prazo, finanças estruturadas, finanças de exportação, gestão global de caixa, produtos comerciais, serviços de câmbio e soluções monetárias.
DSP Merrill Lynch Limited: DSP A Merrill Lynch oferece os seguintes serviços na Índia: Pesquisa, Vendas e negociação de ações, futuros e opções, negociação eletrônica, mercados de capitais de ações, mercados de capitais de dívida e fusões e aquisições. SEBI Regn Nos. Analista de pesquisa: INH000000503, intermediário de ações: INB / INF 011348134, INB / INF 231348138, Merchant Banker: INM000011625, depositário participante: IN-DP-NSDL-223-2001. Escritório registrado: DSP Merrill Lynch Limited, Ground Floor, A-Wing, One BKC, G Block, Bandra Kurla Complex, Bandra (East), Mumbai 400 051, Índia. Tel .: (91-22) 6632 8000. Para reclamações específicas de investidores, se houver, as ID de e-mail são brokingindia @ ml, dpindia @ ml, dg. india_merchantbanking@baml. Compliance officer - Jinendra Shah, Email: jinendra. shah@baml, Tel. Nº: +91 22 6632 8000.
As atividades de empréstimos, derivativos e outras atividades de banca comercial são realizadas globalmente por afiliadas bancárias da Bank of America Corporation, incluindo o Bank of America, a N. A., membro da FDIC. As ações de valores mobiliários, assessoria estratégica e outras atividades de banca de investimento são realizadas globalmente por subsidiárias de bancos de investimento da Bank of America Corporation ("Afiliados de Banca de Investimento"), incluindo nos Estados Unidos, Merrill Lynch, Pierce, Fenner & Smith Incorporated, que é um corretor e membro do SIPC, e em outras jurisdições, entidades registradas localmente. Produtos de investimento oferecidos pelas Afiliadas de Banca de Investimento: Não são Segurados pela FDIC. Pode perder valor. Não são garantidos pelo banco. &cópia de; 2017 Bank of America Corporation.
Descargo de responsabilidade para o Brasil:
"Bank of America Merrill Lynch" é o nome de marketing para os negócios bancários globais e mercados globais da Bank of America Corporation. Os empréstimos, derivados e outras atividades bancárias comerciais são realizados globalmente por afiliados bancários da Bank of America Corporation, incluindo o Bank of America, a N. A., membro FDIC. As atividades de valores mobiliários, assessoria estratégica e outras atividades de banca de investimento são realizadas globalmente por filiais de bancos de investimento da Bank of America Corporation ("Afiliados de Banca de Investimento"), incluindo nos Estados Unidos, Merrill Lynch, Pierce, Fenner & Smith Incorporated e Merrill Lynch Professional Clearing Corp., ambos registrados como corretores e membros do SIPC e, em outras jurisdições, por entidades registradas localmente. Merrill Lynch, Pierce, Fenner & Smith Incorporated e a Merrill Lynch Professional Clearing Corp. estão registradas como comerciantes de comissões de futuros com a CFTC e são membros da NFA.
Ouvidoria Bank of America Merrill Lynch 1 | DDG: 0800 886 2000.
1 Banco da América Merrill Lynch Banco M & uacute; ltiplo S. A. e Merrill Lynch S. A. Corretora de T & iacute; tulos e Valores Mobili & aacute; rios.
Produtos de investimento oferecidos pelas Afiliadas de Banca de Investimento:
Não são segurados pela FDIC * Pode perder valor * Não são garantidos pelo banco.
&cópia de; 2017 Bank of America Corporation.
Disclaimer para a América Latina:
"Bank of America Merrill Lynch" é o nome de marketing para os negócios bancários globais e mercados globais da Bank of America Corporation. Os empréstimos, derivados e outras atividades bancárias comerciais são realizados globalmente por afiliados bancários da Bank of America Corporation, incluindo o Bank of America, a N. A., membro FDIC. As atividades de valores mobiliários, assessoria estratégica e outras atividades de banca de investimento são realizadas globalmente por filiais de bancos de investimento da Bank of America Corporation ("Afiliados de Banca de Investimento"), incluindo, nos Estados Unidos, Merrill Lynch, Pierce, Fenner & amp; Smith Incorporated e Merrill Lynch Professional Clearing Corp., ambos credores registrados e membros do SIPC e, em outras jurisdições, por entidades registradas localmente. Merrill Lynch, Pierce, Fenner & amp; Smith Incorporated e Merrill Lynch Professional Clearing Corp. são registrados como comerciantes de comissões de futuros com a CFTC e são membros da NFA.
O Bank of America Corporation e suas afiliadas não atuam em atividades bancárias de jurisdição que são reservadas pela legislação local aos bancos licenciados, exceto nas jurisdições onde suas afiliadas bancárias adquiriram as licenças necessárias.
Salvo indicação em contrário, todos os serviços / produtos são conduzidos em uma base offshore para a América Latina. Alguns ou todos os produtos podem não estar disponíveis em certas jurisdições e estão sujeitos a alterações sem aviso prévio.
Este documento e seu conteúdo são para fins informativos e não devem ser interpretados como intermediação bancária ou financeira, solicitação comercial e / ou oferta pública de qualquer tipo.
Ouvidoria Bank of America Merrill Lynch 1 | DDG: 0800 886 2000.
1 Banco da América Merrill Lynch Banco Múltiplo S. A. e Merrill Lynch S. A. Corretora de Títulos e Valores Mobiliários.
"Merrill Lynch" é a marca comercial que a Bank of America Corporation usa na República da Argentina para seus negócios de mercado de capitais, consultoria financeira e investimentos, que são conduzidos por e através da Merrill Lynch Argentina SA. Esta entidade não realiza atividades sujeitas a operação bancária licença, como capturar depósitos do público.
Bank of America México, S. A., Instituição de Banca Múltiple é uma afiliada bancária no México da Bank of America Corporation.
O Bank of America N. A., Oficina de Representação (Colômbia), é um escritório de representação na Colômbia do Bank of America N. A., supervisionado pela Superintendencia Financiera de Colômbia e autorizado a promover na Colômbia selecionar produtos e serviços que.
O Bank of America N. A. fornece fora da Colômbia. Nem o Bank of America, a N. A., nem o seu Escritório de Representação na Colômbia, estão autorizados a realizar na Colômbia quaisquer atividades que sejam reservadas pela lei colombiana a bancos licenciados localmente.
Banco da América NA, Oficina de Representação (Peru), é um escritório de representação no Peru do Banco da América NA, supervisionado pela Superintendência de Banca, Seguros e Administradoras Privadas de Fundos de Pensões e autorizado a promover no Peru, selecionar produtos e serviços que Bank of America NA fornece fora do Peru. Nem o Bank of America, a N. A., nem o seu Escritório de Representação no Peru, estão autorizados a realizar no Peru quaisquer atividades que sejam reservadas pela legislação peruana aos bancos licenciados localmente.
Banco da América NA, Oficina de Representação (Chile), é um escritório de representação no Chile do Bank of America NA, supervisionado pela Superintendência de Bancos e Instituições Financieras e autorizado a promover no Chile produtos e serviços selecionados que o Bank of America NA fornece ao exterior do Chile. Nem o Bank of America, a N. A., nem o seu Escritório de Representação no Chile, estão autorizados a realizar no Chile quaisquer atividades que sejam reservadas pela lei chilena aos bancos licenciados localmente.
O Bank of America Corporation não possui afiliados bancários, sucursais ou escritórios de representação bancária em nenhuma outra jurisdição da América Latina.
As atividades de valores mobiliários, assessoria estratégica e outras atividades de banca de investimento são realizadas globalmente por filiais de bancos de investimento da Bank of America Corporation, incluindo, nos Estados Unidos, Merrill Lynch, Pierce, Fenner & amp; Smith Incorporated e Merrill Lynch Professional Clearing Corp., que são negociantes registrados e membros da FINRA e SIPC, e em outras jurisdições, por entidades registradas localmente.
Produtos de investimento oferecidos pelas Afiliadas de Banca de Investimento:
Não são segurados pela FDIC * Pode perder valor * Não são garantidos pelo banco.
&cópia de; 2017 Bank of America Corporation.
Disclaimer for Canada:
"Bank of America Merrill Lynch" é o nome de marketing para o negócio bancário global e mercados globais da Bank of America Corporation. As operações de crédito, derivativos e outras atividades de banca comercial são realizadas globalmente por afiliadas bancárias da Bank of America Corporation, incluindo o Bank of America, Associação Nacional, Sucursal do Canadá (BANA CB), que é uma filial do banco estrangeiro, regulada pelo Escritório do Superintendente de Instituições Financeiras. Depósitos com BANA CB não estão segurados com a Corporação de Seguro de Depósito do Canadá. O BANA CB não deve impor uma pressão indevida sobre uma pessoa para obter um produto ou serviço de uma determinada pessoa, incluindo o banco e qualquer de suas afiliadas, como condição para a obtenção de outro produto ou serviço da BANA CB.
As atividades de valores mobiliários, assessoria estratégica e outras atividades de banca de investimento são realizadas globalmente por subsidiárias de bancos de investimento da Bank of America Corporation, incluindo no Canadá pela Merrill Lynch Canada Inc., que é um corretor avaliado pela Organização de Regulamentação do Indústria de Investimentos do Canadá (IIROC) e um membro do Fundo Canadense de Proteção ao Investidor (CIPF).
Termos e Condições.
TERMOS E CONDIÇÕES PARA OS SITES DA CORPORAÇÃO DO BANCO DA AMÉRICA.
Estes Termos e Condições ("Termos e Condições") são para o site do Bank of America Corporation ("Bank of America") e os sites de suas afiliadas (coletivamente os "Sites"), incluindo o Bank of America, NA, Merrill Lynch, Pierce , A Fenner & Smith Incorporated, o Bank of America Capital Management e algumas outras afiliadas enumeradas neste documento (coletivamente "Afiliados") que estão disponíveis nos Sites do Bank of America e aplicam-se a todos os serviços, programas, informações e produtos (coletivamente "Serviço") que você ("Cliente") pode usar ou de outra forma acessar de tempos em tempos através dos Sites ("Contrato").
USO DE SITES.
O Cliente concorda que qualquer confirmação de comércio, extrato de conta ou outro documento entregue através dos Sites "clicando" nos espaços designados em ou relacionados a esse documento deve ser considerado "por escrito" e ter sido "assinado" e entregue para todos propósitos pelo cliente. Qualquer registro de tal transação ou confirmação (incluindo, sem limitação, registros eletrônicos) deve ser considerado "por escrito". O Cliente concorda ainda que não deve contestar a natureza, a validade ou a exigibilidade de qualquer transação, documento ou confirmação juridicamente vinculativa com base no fato de ter sido executado "clicando" nos espaços designados e renunciar expressamente a todos os direitos que possa ter. para afirmar tal reivindicação.
O Bank of America concede ao Cliente um direito e licença pessoal, não-exclusivo, não sublicenciável, intransferível, não cessável, para acessar e usar os Sites exclusivamente para uso interno do Cliente de acordo com os termos deste Contrato. O Cliente aceita o direito e a licença concedidos aqui para acessar e usar os Sites exclusivamente de acordo com este Contrato e quaisquer regras ou restrições ou procedimentos publicados pelo Banco da América nos Sites de tempos em tempos. O Cliente reconhece e concorda que os Sites e todos os direitos de propriedade intelectual e direitos de propriedade nele contidos e em qualquer lugar em todo o mundo, incluindo direitos em direitos autorais, marcas registradas, marcas de serviços, comércio de roupas, patentes, pedidos de patente e segredos comerciais e outros proprietários e / ou confidenciais As informações (coletivamente, "IP") são a propriedade valiosa do Bank of America e / ou suas afiliadas e licenciadores. Além da licença concedida a seguir, o Cliente não obtém direitos sobre os Sites. O Cliente não pode acessar ou usar os Sites de qualquer forma que possa infringir qualquer direito de propriedade intelectual do Bank of America ou de seus Afiliados ou licenciadores. O Cliente imediatamente notificará o Bank of America de qualquer infração real ou ameaçada ou apropriação indevida de IP, ou qualquer parte dele, de que tenha conhecimento. O Cliente reconhece e concorda que não irá usar, nem permitir o uso dos Sites em violação e cumprimento de quaisquer leis, regras, regulamentos ou interpretações aplicáveis (coletivamente, "Lei Aplicável").
O Cliente concorda que não irá, e não autorizará ou permitirá que qualquer pessoa ("Pessoa Autorizada") esteja sob seu controle, em qualquer circunstância para:
vender, arrendar, transferir, reciclar, republicar, redistribuir, disponibilizar ou, de outra forma, fornecer acesso aos Sites, ou a qualquer parte dele ou dados a ele, a qualquer pessoa que não seja suas Pessoas Autorizadas, inclusive através de meios orais, escritos ou eletrônicos, seja como uma demonstração ou de outra forma; fotocopiar, fazer o download ou reproduzir em qualquer meio qualquer parte dos Sites, exceto que o Cliente pode baixar no sistema de computador interno do Cliente ou imprimir uma cópia impressa de conteúdo nos Sites, no todo ou em parte, desde que, em cada caso , todos os direitos autorais e outros avisos de propriedade são mantidos e cumpridos; ou alterar, descompilar ou engenharia reversa de qualquer componente de software dos Sites.
Todos os custos e despesas de equipamentos, plataformas operacionais e software necessários para acessar e usar os Sites, e sua manutenção, serão da exclusiva responsabilidade do Cliente.
Nenhuma disposição destes Termos e Condições restringirá o Cliente de tomar qualquer ação exigida por qualquer Lei Aplicável, qualquer organização de auto-regulação ou qualquer entidade governamental à qual esteja sujeita. Antes de tomar qualquer ação, o Cliente deverá, na medida razoavelmente praticável, nas circunstâncias atuais, notificar o Banco da América por escrito e consultar o Banco da América sobre as medidas a serem tomadas para assegurar o cumprimento da Lei Aplicável.
O CLIENTE RECONHECE E CONCORDA QUE SERÁ RESPONSÁVEL POR GARANTIR QUE QUALQUER ATIVIDADE COMPRADA PELO CLIENTE OU SEUS PESSOAS AUTORIZADAS EM QUALQUER JURISDIÇÃO E COM QUALQUER PESSOA INTEIRA OU EM PARTE, OU ATRAVÉS DOS SITES, ESTÁ EM CONFORMIDADE COM LEI APLICÁVEL.
O Cliente concorda em fornecer ao Banco da América toda a informação, cooperação e assistência, documentos e dados que o Bank of America possa solicitar razoavelmente para permitir que o Bank of America cumpra com toda e qualquer Lei Aplicável. O Cliente entende e concorda que o Banco da América pode denunciar essas informações às autoridades reguladoras, na medida do necessário, a seu critério razoável, para cumprir com a Lei Aplicável.
O Bank of America atribuirá a cada Pessoa Autorizada uma ID de Usuário única ("ID de usuário") e uma senha correspondente e / ou outros códigos de acesso (cada um, um "Código de Acesso") para permitir que pessoas autorizadas acessem e usem tais funções dentro do Sites como Cliente devem autorizar. O Cliente deve (i) manter, (ii) tomar as medidas adequadas para garantir que seus funcionários e funcionários mantenham, e (iii) informar todas as pessoas autorizadas do Cliente obrigação de manter, a confidencialidade das IDs de Usuário e Códigos de Acesso e a segurança dos Sites . O Cliente não deve permitir que qualquer pessoa que não seja uma Pessoa Autorizada para acessar ou usar os Sites em seu nome ou para usar qualquer ID de Usuário ou Código de Acesso e deve educar e familiarizar as Pessoas Autorizadas que acessam e / ou usam os Sites com as obrigações do Cliente sob este Acordo. O Cliente reconhece e concorda que o Cliente e / ou suas Pessoas Autorizadas podem acessar os Sites através da World Wide Web ou outro serviço de Internet que não seja necessariamente seguro e o Bank of America não garante que esse sistema seja seguro. O Cliente concorda em ficar vinculado por todas as comunicações (e as suas consequências) colocadas, executadas ou facilitadas pelos Sites que são acompanhadas por uma ID de Usuário válida e um Código de Acesso válido atribuído ao Cliente ou a uma Pessoa Autorizada. Ao tomar conhecimento, ou se o Cliente suspeitar, de uma falha técnica ou de qualquer acesso ou uso inadequado dos Sites ou Códigos de Acesso por qualquer Pessoa Autorizada ou outra pessoa, o Cliente deverá notificar prontamente o Bank of America dessa ocorrência e deverá conforme possível, na medida em que um acesso ou uso impróprio seja feito por uma Pessoa Autorizada, tome medidas imediatas para rescindir o acesso e uso dos Sites por parte da Autorizada. O Bank of America reserva-se o direito de limitar ou rescindir o acesso do Cliente & rsquo; s ou qualquer Pessoa Autorizada aos Sites imediatamente e sem aviso prévio.
A menos que especificamente identificado como uma oferta de venda ou uma solicitação de qualquer oferta de compra, em nenhuma circunstância, qualquer informação nos Sites seja usada ou considerada como uma oferta de venda ou solicitação de qualquer oferta para comprar os valores mobiliários ou qualquer outro instrumentos do Bank of America ou de qualquer outro emitente. As ofertas só podem ser feitas se legalmente sob a lei aplicável. Qualquer informação, serviços ou valores oferecidos através dos Sites devem estar disponíveis apenas para residentes da Argentina, Brasil, Canadá, França, Alemanha, Hong Kong, Irlanda, Japão, Itália, Coréia, Holanda, Cingapura, Estados Unidos e o Reino Unido. A visualização ou distribuição dos Sites pode ser restrita por lei em certas jurisdições. As pessoas que usam os Sites são obrigadas a informar-se e observar quaisquer restrições legais sobre o uso dos Sites e quaisquer restrições estabelecidas nos Sites. Os Sites não constituem uma oferta ou uma solicitação de compra de valores mobiliários em qualquer jurisdição em que tal oferta ou convite seria ilegal. Se você deseja obter mais detalhes sobre qualquer informação contida nos Sites, existem várias áreas nos Sites que lhe fornecerão informações de contato.
DIVULGAÇÃO DE INTERESSE.
Afiliados do Bank of America podem fazer um mercado ou negociar como principal nos títulos mencionados nesses Sites ou em opções com base neles. Além disso, o Bank of America ou suas Afiliadas, seus acionistas, diretores, diretores e / ou funcionários, podem de tempos em tempos possuir posições longas ou curtas em tais valores mobiliários ou em opções, futuros ou outros instrumentos derivados com base neles. Um ou mais diretores, diretores e / ou funcionários do Bank of America ou suas Afiliadas podem ser um diretor do emissor dos valores mobiliários mencionados nesses Sites. O Bank of America ou suas Afiliadas podem ter gerenciado ou co-gerenciado uma oferta pública, ou atuou como comprador inicial ou agente de colocação para uma colocação privada de qualquer dos valores mobiliários de qualquer emissor mencionado nos Sites, ou pode de tempos em tempos realizar consultoria, assessoria, locação, solicitação de empréstimo, banco de investimento ou outros serviços para, ou solicitar bancos de investimento ou outros negócios de empresas mencionadas.
INFORMAÇÃO DA CONTA.
Algumas informações da (s) conta (s) do Cliente no Bank of America ou suas Afiliadas estão acessíveis nos Sites e podem ser baixadas pelo Cliente ("Informações da Conta"). Enquanto o Bank of America e suas Afiliadas acreditam que essas Informações da Conta serão precisas no momento do acesso e / ou download pelo Cliente, essas informações podem ter certas falhas técnicas, erros tipográficos ou outras imprecisões. Além disso, a Informação da conta está sujeita a mudanças imediatas resultantes das condições de mercado, flutuações de preços e outros fatores relacionados. O Bank of America e suas Afiliadas renunciam expressamente a qualquer responsabilidade ou responsabilidade pela precisão ou uso de tais Informações da Conta após serem baixados pelo Cliente e não serão responsáveis por qualquer dificuldade, dano ou inacessibilidade de tais informações devido a incompatibilidade de hardware ou software.
PREÇO E INFORMAÇÕES DE MERCADO.
Os preços reais só podem ser obtidos em tempo real, expressamente acordado. Todas as avaliações indicativas nos Sites são fornecidas apenas para informação. Eles não são uma oferta para entrar, transferir e ceder ou encerrar qualquer transação, ou um compromisso pelo Bank of America ou suas Afiliadas para fazer essa oferta. Uma avaliação indicativa pode diferir substancialmente de um valor real. Essas estimativas não refletem necessariamente o Bank of America's rsquo; s ou suas Afiliadas & rsquo; contabilidade interna ou avaliações teóricas baseadas em modelo. Certos fatores, que podem não ter sido avaliados para fins dessas avaliações, incluindo, por exemplo, valores nocionais, spreads de crédito, volatilidade subjacente, custos de transporte ou uso de capital e lucro, podem afetar substancialmente uma avaliação declarada. As avaliações indicativas podem variar significativamente de avaliações indicativas disponíveis de outras fontes. Enquanto o Bank of America e suas Afiliadas obtiveram informações sobre as quais essas avaliações são baseadas em fontes que consideram confiáveis, o Bank of America e suas Afiliadas não fazem representações nem garantias em relação a quaisquer avaliações indicativas. Antes da execução de uma Transação com base no Conteúdo desses Sites, é aconselhável que o Cliente consulte seu corretor ou outro representante financeiro para verificar as informações de preços.
DESEMPENHO HIPOTÉTICO OU PRONTO.
Resultados de desempenho hipotéticos ou simulados têm limitações inerentes. Ao contrário de um registro de desempenho real, os resultados simulados não representam a negociação real. Além disso, uma vez que os negócios não foram realmente executados, os resultados podem ter compensado ou compensado o impacto, se houver, de certos fatores de mercado, como a falta de liquidez. Os programas de negociação simulados em geral são projetados com o benefício de retrospectiva. O desempenho passado não é indicativo de resultados futuros; não está sendo feita nenhuma representação que qualquer conta seja ou seja susceptível de atingir lucros ou perdas semelhantes às exibidas.
MATERIAL EM SUA TOTALIDADE.
Todos os materiais desses sites devem ser revisados na íntegra, incluindo quaisquer notas de rodapé, isenções legais, restrições ou divulgações, ou quaisquer direitos autorais ou avisos de propriedade. Quaisquer cláusulas de isenção de responsabilidade, restrições, divulgação ou hedge aplicam-se a qualquer documento parcial ou material da mesma maneira que o fazem ao conjunto e serão considerados incorporados na parte de qualquer material ou documento que você consulte ou faça o download.
SITES LIGADOS.
Certos hiperlinks nos Sites podem vincular sites mantidos pelas Afiliadas, que não devem ser considerados parte dos Sites. Certos outros links nos Sites para sites de terceiros não afiliados podem conter informações sobre as quais não temos controle. We take no responsibility for the content, accuracy, content, completeness, timeliness, current value or any aspect of the information on these sites and disclaim any liability to Client for it or for any consequence of your decision to use the links provided or your use of such information. Links to non–Bank of America sites do not imply any endorsement of or responsibility for the opinions, ideas, products, information or services offered at such sites, or any representation regarding the content at such sites. We also disclaim all liability and make no representations or warranties for any products or services sold or provided to Bank of America or its Affiliates by any third party. Your purchase of products or services through one of those other sites is subject to agreements and/or the terms and conditions in effect between Client and the providers of products and services at those other sites. Client agrees that it shall not bring a suit or claim against Bank of America or its Affiliates arising from or based on your purchase or use of products or services through those other sites. Links do not imply that Bank of America, its Affiliates or the Sites sponsors, endorses, is affiliated or associated with, or is legally authorized to use any trademark, trade name, logo or copyright symbol displayed in or accessible through the links, or that any linked sites is authorized to use any trademark, trade name, logo or copyright symbol of Bank of America or its Affiliates.
CONTENT AND SERVICE AVAILABILITY.
Bank of America or its Affiliates may make changes to the Sites and reserves the right to do so without prior notice to you. Client acknowledges that not all products and services listed or discussed in the Sites are available in all geographic areas. Your eligibility for particular products and services is subject to final determination and acceptance by Bank of America or its Affiliates.
CONSENT TO ELECTRONIC DELIVERY.
You agree to receive certain documents and information provided by Bank of America and its Affiliates through the Sites and/or through email provided to you via the Sites. This delivery will generally consist of certain Content on the Sites, and certain other documents relating to Bank of America and its Affiliate’s business. This electronic provision and delivery will be regarded by you as appropriate delivery pursuant to any delivery requirements under the various statutes and rules, where applicable, of the Securities and Exchange Commission, the National Association of Securities Dealers and any state or other jurisdiction. You acknowledge that you have the appropriate technological equipment to use the Sites and to receive email via the Internet and understand that your use of the Internet may incur certain operational costs such as monthly fees for a service provider. You agree to notify Bank of America or the applicable Affiliate in the event that you no longer desire to receive content through this delivery procedure and will allow a reasonable amount of time to permit proper delivery to you through other means.
NO WARRANTY.
Client acknowledges that any information provided through the Sites is not intended to be a recommendation, offer or solicitation of any particular products or services. In addition, all research, analysis and similar market information from non-affiliated third parties provided represent the views and opinions solely of the author or the indicated source. Bank of America and its Affiliates do not independently verify the accuracy or completeness of such information, nor does Bank of America and its Affiliates endorse any particular views expressed therein. Except for offering memoranda, Bank of America and its Affiliates disclaim any liability to Client for this information or for any consequence of your decision to use it. Client agrees that it shall independently confirm any such information presented through the Sites before relying on such information. Bank of America, its Affiliates and their respective employees, contractors, agents and various contributors to the Sites have no duty to correct or update any inaccurate or out-of-date information on the Sites.
Client acknowledges that it is acting for its own account, and it has made its own independent decisions to enter into a Transaction and as to whether a Transaction is appropriate or proper for it based upon its own judgment and upon advice from such advisors as it has deemed necessary. Client is not relying on any communication (written or oral) of Bank of America or its Affiliates as investment advice or as a recommendation to enter into a Transaction; it being understood that information and explanations related to the terms and conditions of a Transaction shall not be considered investment advice or a recommendation to enter into that Transaction. Further, Client has not received from Bank of America or its Affiliates any assurance or guarantee as to the expected results of a Transaction.
COMPLIANCE WITH LAWS AND INDEMNITY.
The Sites may be used only for lawful purposes. Client’s conduct may be subject to local, state, national and international laws. Client agrees that it and any of its Authorized Persons shall comply with this Agreement, applicable laws, rules, regulations, ordinances and other similar national and international requirements of the country, state and province in which you are accessing and using the Sites.
Client agrees to abide by applicable export control laws and not to transfer, by electronic transmission or otherwise, any content on the Sites subject to restrictions under such laws to a national destination prohibited under such laws, without first obtaining, and then complying with, any requisites government authorization. Client further agrees not to upload to the Sites any data or software that cannot be exported without prior written government authorization, including, but not limited to, certain encryption software. This assurance and commitment shall survive termination of these Terms and Conditions. Offices, residents and operations of your organization in Cuba, Iran, Iraq, Libya, North Korea, Sudan, Syria and any other countries that are the subject of sanctions by the United States Office of Foreign Asset Control or other general U. S. embargo restrictions are not permitted to access and use the Sites, and any such access and use is a violation of these Terms and Conditions.
Upon request by Bank of America or its Affiliates, you agree to defend, indemnify and hold harmless Bank of America, its Affiliates, their officers, directors, employees, agents, contractors or other suppliers from all liabilities, claims and expenses, including attorneys fees, that arise from a breach of these Terms and Conditions for which you are responsible, or from third-party claims arising from your use of the Sites. Bank of America and its Affiliates reserve the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you. Notwithstanding the foregoing, you are not required to indemnify Bank of America or its Affiliates for its own violations of applicable laws.
FOR RESIDENTS OF BRAZIL:
The information contained here does not constitute a public offering or distribution of securities in Brazil and no registration or filing with respect to any securities or financial products available on the Sites has been made with Commisao de Valores Mobiliarios.
FOR RESIDENTS OF CANADA:
The information contained here does not constitute a public offering or distribution of securities in Canada or any of its provinces. No registration or filing with respect to any securities or financial products available on the Sites has been made with any regulatory agency thereof.
FOR RESIDENTS OF FRANCE:
The Sites do not constitute a solicitation to enter into a transaction involving financial instruments, is not being distributed in the context of a public offer in France within the meaning of Article L. 411–1 of the Monetary and Financial Code, and has thus not been submitted to the COB for prior approval and clearance procedure. Any offers, sales or distribution of financial instruments through the Sites shall only be made in France to qualified investors (investisseurs qualifi? s) as defined in and in accordance with Article L. 411-2 of the Monetary and Financial Code and d? cret no. 98–880 dated 1st October, 1998. The contents of the Sites may not be redistributed or reproduced (in whole or in part) by any User. The Sites are made available with the understanding that Users will make investment decisions for their own account with the conditions set out in d? cret no. 98–880 dated 1st October, 1998. By using the Sites, Users undertake not to transfer, directly or indirectly, any financial instrument acquired through the Sites to the public in France, other than in compliance with applicable laws and regulation. Services hereunder may be provided by Banc of America Securities, Limited, as agent or otherwise.
FOR RESIDENTS OF GERMANY:
The Sites are made available only to professional investors as such term is defined in the Securities Sales Prospectus Act.
FOR RESIDENTS OF HONG KONG:
Access to the Sites is by invitation only to institutional investors. No information or material contained in the Sites is or should be construed as amounting to an offer to enter into any transaction or investment whatsoever. The information on these Sites is provided by the Hong Kong branch of Bank of America, N. A., and is compiled from information prepared by subsidiaries and affiliates of Bank of America Corporation. Your agreement for the use of this Site is with the Hong Kong branch of Bank of America, N. A.
FOR RESIDENTS OF IRELAND:
Access to the Sites is by invitation only to professional investors.
FOR RESIDENTS OF ITALY:
Access to the Sites is by invitation only to professional investors as defined in article 31 of CONSOB regulation no. 11522 of July 1, 1998.
FOR RESIDENTS OF JAPAN:
Access to the Sites is by invitation only to financial institutions as defined under the Law Concerning Foreign Securities Firms.
FOR RESIDENTS OF KOREA:
Access to the Sites is by invitation only to professional investors with a valid password. The information contained here does not constitute a public offering or distribution of securities in Korea.
FOR RESIDENTS OF NETHERLANDS:
Access to the Sites is by invitation only to professional market parties as defined in the Dutch Securities Transactions Supervision Act 1995. Securities or other instruments on these Sites are only offered to professional market parties.
FOR RESIDENTS OF SINGAPORE:
Access to the Sites is by invitation only to institutional investors. The information contained here does not constitute a public offering or distribution of securities in Singapore. The information in these Sites is provided by Bank of America Singapore Limited and is compiled from information prepared by subsidiaries and affiliates of Bank of America Corporation. Your agreement for the use of these Sites is with Bank of America Singapore Limited.
LIMITATION OF LIABILITY.
THE FOLLOWING LIMITATIONS OF LIABILITY IN THIS SECTION SHALL NOT APPLY TO VIOLATIONS OF LAWS RELATING TO THE OFFER AND SALE OF SECURITIES. YOU ACKNOWLEDGE THAT NEITHER Bank of America, ITS AFFILIATES NOR THEIR OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, CONTRACTORS OR OTHER SUPPLIERS MAKES ANY WARRANTIES OR GUARANTEES WITH RESPECT TO THE SITES, INCLUDING WITHOUT LIMITATION, WARRANTIES REGARDING THE ACCURACY OR COMPLETENESS OF ANY CONTENT, OR WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT OF INTELLECTUAL PROPERTY, TITLE OR FITNESS FOR A PARTICULAR PURPOSE. Bank of America, ITS AFFILIATES AND SUCH PERSONS SHALL NOT BE LIABLE TO YOU FOR ANY LOSS, COST, DAMAGE OR OTHER INJURY, WHETHER IN CONTRACT, TORT, NEGLIGENCE OR OTHERWISE, ARISING OUT OF OR CAUSED IN WHOLE OR IN PART BY (I) CLIENT’S USE OF OR RELIANCE ON THE SITES, OR (II) Bank of America’s PERFORMANCE OF ITS OBLIGATIONS UNDER OR IN CONNECTION WITH THESE TERMS AND CONDITIONS. Bank of America DOES NOT REPRESENT, WARRANT OR GUARANTEE THAT THE SITES WILL BE FREE FROM ERRORS OR WILL BE AVAILABLE. FURTHERMORE, Bank of America WILL NOT BE LIABLE FOR ANY DELAY, DIFFICULTY IN USE, INACCURACY OF INFORMATION, COMPUTER VIRUSES, MALICIOUS CODE OR OTHER DEFECT IN THE SITES, OR FOR THE INCOMPATIBILITY BETWEEN THE SITES AND FILES AND THE USER’S BROWSER OR OTHER SITES ACCESSING PROGRAM. NOR WILL Bank of America BE LIABLE FOR ANY OTHER PROBLEMS EXPERIENCED BY THE USER DUE TO CAUSES BEYOND THE Bank of America’s CONTROL. IN NO EVENT WILL Bank of America, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, CONTRACTORS OR OTHER SUPPLIERS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY PUNITIVE, INCIDENTAL, CONSEQUENTIAL, SPECIAL OR SIMILAR DAMAGES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGE.
Because some states or jurisdictions do not allow the exclusion or limitation of liability for certain damages, in such states or jurisdictions, the liability of the Bank of America, its officers, directors, employees, agents, contractors or other suppliers shall be limited in accordance with this agreement to the extent permitted by law.
Neither Bank of America, its Affiliates nor any of their officers, directors, employees, agents, contractors or other suppliers shall be liable in any way, and you agree to indemnify and hold harmless Bank of America, its Affiliates and such persons for (1) any inaccuracy, error, or delay in, or omission of (a) any information on the Sites, or (b) the transmission or delivery of any information on the Sites; (2) any loss or damage arising from or occasioned by (a) any such inaccuracy, error, delay, or omission, (b) non-performance, (c) interruption of use of the Sites due either to any negligent act or omission by Bank of America, its Affiliates, their officers, directors, employees, agents, contractors or other suppliers or to any "force majeure" (i. e., flood, extraordinary weather conditions, earthquake, or other act of God, fire, war, insurrection, riot, labor dispute, accident, action of government, communications, power failure, or equipment or software malfunction) or any other cause beyond the control of the Bank of America, its Affiliates, their officers, directors, employees, agents, contractors or other suppliers. You understand that Bank of America accepts no responsibility for security of information on the Internet.
UK CONDITIONS.
Banc of America Securities Limited has approved the Sites for the purpose of Section 57 of the Financial Services Act of 1986. Banc of America Securities Limited is regulated for the conduct of investment business in the United Kingdom by the Securities and Futures Authority Limited. No access to the Sites shall be given in the United Kingdom to Private Customers, as that term is defined under the rules of The Securities and Futures Authority Limited; and any investments will not be made by us to any Private Customer.
CHANGES TO AGREEMENT.
Bank of America may make changes to this Agreement at any time, without prior notice to you. Your continued use of the Sites indicates your continued agreement to be bound by this Agreement, as changed from time to time. You should view these Terms and Conditions often to stay informed of changes that may affect you.
GOVERNING LAW.
This Agreement shall be governed by and construed under the law of the State of New York and the Federal law of the United States. You hereby consent and submit to jurisdiction in the Federal or state courts of the State of New York, U. S.A. You hereby irrevocably waive your rights to a jury trial.
THIRD-PARTY LICENSORS.
The Sites may, from time to time, provide Client with various licensed programs ("Licensed Programs") from third-party vendors ("Vendors") which have been licensed by Bank of America for Client use and/or which require Client to sign a third-party license agreement ("License Agreement"). In using the Licensed Programs, Client agrees that it will.
protect any confidential information of Bank of America, its Affiliates or Vendors contained in the Licensed Programs; restrict the use of the Licensed Programs by Client solely to conditions agreed upon in the Agreement and the License Agreement; restrict the copying of Licensed Programs to that number reasonably required for Client use and backup purposes include Bank of America and Vendor copyright and all other proprietary notices in the use of all Licensed Programs; prohibit the sale, relicensing, leasing, rental, lending and transferring of Licensed Programs; prohibit, and take reasonable measures to prevent, the decompiling, disassembly, reverse engineering or modification of Licensed Programs; comply with all export laws in respect of Licensed programs; disclaim any liability on the part of Vendors for damages, liabilities, costs or expenses incurred by Client in the use of License Programs; and make all vendors a third-party beneficiary of all Client waivers, disclaimers, limitation of liabilities, confidentiality and IP provisions contained in the Agreement.
MERRILL LYNCH, PIERCE, FENNER & SMITH – FURTHER INFORMATION.
"Bank of America Merrill Lynch" is the marketing name for the global banking and global markets businesses of Bank of America Corporation. Lending, derivatives and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N. A., member FDIC. Securities, strategic advisory, and other investment banking activities are performed globally by investment banking affiliates of Bank of America Corporation ("Investment Banking Affiliates"), including, in the United States, Merrill Lynch, Pierce, Fenner & Smith Incorporated and Merrill Lynch Professional Clearing Corp., both of which are registered as broker-dealers and members of FINRA and SIPC, and, in other jurisdictions, by locally registered entities. Merrill Lynch, Pierce, Fenner & Smith Incorporated and Merrill Lynch Professional Clearing Corp are registered as futures commission merchants with the CFTC and are members of the NFA. Investment products offered by Investment Banking Affiliates: Are Not FDIC Insured • May Lose Value • Are Not Bank Guaranteed.
&cópia de; 2017 Bank of America Corporation.
Recent History.
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Merrill Edge Review.
Merrill Edge offers clients fantastic customer service and a well-rounded package worth being a client for, especially Bank of America clients under the Preferred Rewards program.
Por Blain Reinkensmeyer / 21 de fevereiro de 2017 / Atualizado: 8 de janeiro de 2018.
Secções de revisão:
Merrill Edge, launched in 2018, is an extension of Merrill Lynch, the household brand founded in 1914, which is owned by Bank of America. Known for its excellent customer service, Merrill Edge charges $6.95 for stock trades, $6.95 + $.75 for options trades, and is open to all investors, not just Bank of America customers.
Naturally, there are synergies for those who are already clients of Bank of America. From viewing all accounts together to managing those accounts, transferring funds, updating contact information, universal logins, etc., and qualifying for free monthly trades, Bank of America makes it an easy win for current banking customers.
Comissões e taxas.
Merrill Edge is a full-service broker that offers equities and options trading. Regular stock trades are a flat $6.95 per trade with no additional charges for stocks less than $1 per share. Options trades cost $6.95 plus $.75 per contract. Compared to other full-service brokers such as TD Ameritrade, Fidelity, and ETRADE, Merrill Edge offers the lowest rates.
Alongside its competitive commissions structure, Merrill Edge also has a unique offering: free trades. Qualifying for free trades each month is possible through the Preferred Rewards program. Clients can receive up to 30 free equity trades per month, with a three-month average combined balance of at least $50,000 (Platinum status) or up to 100 free trades per month with a three-month average combined balance of at least $100,000 (Platinum Honors status). Benefits through the Preferred Rewards program extend beyond free trades as well, with money market savings boosts, credit card bonuses, and more.
Serviço ao cliente.
Merrill Edge’s phone and email support was excellent, as our testing proved. Merrill Edge’s phone support was No. 1 in our 2018 Review, #4 in our 2018 Review, #1 again in our 2018 Review, and #2 in our 2017 Review, and for good reason. Every broker rep we spoke to was friendly, knowledgeable, and professional. It is apparent Merrill Edge trains its staff well and understands what it takes to provide consistent, high quality client support.
Clearly, Merrill Edge customer service reps understand what it means to go above and beyond to help customers.
Our email support and live chat support experiences were similar to phone. The broker responded to all of our email and live chat inquiries with clean templates and thorough responses. Response times for email averaged less than one business day, while connection times for live chat averaged less than one minute. Clearly, Merrill Edge customer service reps understand what it means to go above and beyond to help customers. Overall, Merrill Edge finished nearly at the top – No. 2 overall for customer service, showing its dedication to excellence in the art of quality customer care.
Merrill Edge uses both Morningstar and Lippers as its primary research providers. Typically, online brokers use one or the other, so Merrill Edge’s use of both is an extra benefit for clients. Thanks to this dual provider offering, Merrill Edge's ETF and mutual funds research is very strong and extremely thorough. For example, pulling up a quote of SPY reveals not only the infamous Morningstar Style Map but also the Lipper Ratings.
For equities research, pulling up a quote for Apple (AAPL) reveals pricing data, quick chart, recent news, Merrill Lynch research, a peer comparison, a Trefis summary, and three research providers: Bank of America Merrill Lynch, Morningstar, and S&P Capital IQ. While three report providers is above average, it is still lower than the leading research brokers, including Charles Schwab, Fidelity, and TD Ameritrade, which offer clients access to six or more research reports.
Despite not having a large selection of report providers available to clients, Merrill Edge still offers clients great coverage of equities that will satisfy most investors. Clients can assess historical earnings, valuations, view a variety of fundamental data including SEC filings, perform technical analysis with Recognia tools, and more. This also includes both ETFs and mutual funds research, an area in which we found Merrill Edge excelled.
For 2017 standards, the design of the research area feels a bit outdated, especially compared to Fidelity, whose entire research area is methodically laid out. This includes the stock screener tool, whose user interface is poorly designed, especially compared to the brand new ETF and mutual fund screeners released in 2018. Usability aside though, overall, while Merrill Edge trails its larger competitors, the broker still finished with a Best in Class accolade (top five) in our 2017 Review.
Thanks to its ownership by Bank of America, Merrill Edge is a natural win for current customers. As a Bank of America customer myself, I found the account opening process straightforward. Much of my information was prefilled for me, which was a nice touch, and immediately after completing the application, funding the account was a breeze, thanks to the account linking. Now, when I log in to my Bank of America account, I can see all my bank, credit cards, and loan and investment accounts on the same screen. If I want to access Merrill Edge, I simply click and go.
All in all, Merrill Edge makes it easy for clients to perform the tasks they want, when they want, and the broker is an excellent fit for current Bank of America clients.
The Merrill Edge website gets the thumbs up from us. High use pages such as the Accounts Summary page and Holdings page are cleanly laid out, as both were refreshed in 2018. The website also has a site-wide quote bar with real time quotes for easy access to the latest stock prices.
Portfolio performance analysis is another area that was refreshed in 2018, and assessing portfolio diversification is easy. To break down your portfolio, Merrill Edge provides the Morningstar X-Ray Tool as well as a clean asset allocation tool. While the data output is clean and easy to digest, the load time is a bit sluggish.
The weakest usability experiences with the Merrill Edge website come with the research area and stock screener (see comments above under “Research”). The on-site watch list functionality also needs to be refreshed. I recommend using the Desktop Streamer tool instead, although that tool, too, needs to be redesigned.
Pickiness aside, managing your accounts, placing trades, and navigating the website is very straightforward. All in all, Merrill Edge makes it easy for clients to perform the tasks they want, when they want, and the broker is an excellent fit for current Bank of America clients.
Plataformas e Ferramentas.
Merrill Edge offers a streaming quotes application through its website as well as an active trader platform, Merrill Edge MarketPro, which is a customized version of eSignal’s platform and has a variety of bells and whistles.
The browser-based streaming quotes application is basic but accomplishes its goal of providing clients with a streaming watch list. Cons with the experience include an outdated interface, auto-refreshing (not streaming) quotes, and having to use settings to add new stocks to your watch list.
Website streaming quotes aside, Merrill Edge’s offering for active traders is a mixed bag as there are several critical drawbacks with MarketPro. First, there are no one-click buy and sell buttons for speedy order entry, nor a way to bypass the order confirmation window. Second, complex options are not supported. Third, direct market routing or advanced order types, such as conditional orders, are not supported.
On the positive side, 216 optional columns can be added to any watch list, the platform integrates a variety of quality third-party tools such as Recognia, and the options functionality is strong across the board thanks to a clean interface and the addition of OptionsPlay in 2018.
Charting is also pretty good on MarketPro. Twenty-two different drawing tools are available and the interface is cleanly laid out. The technical indicators (73) available are slightly below the average of just over 100; however, each study is heavily customizable. I took advantage of my six 24-inch monitors to expand charts across the full screens, which was nice, and charting profiles are quick to save. Two items on my wish list would be plotting historical buys and sells directly on the chart as well as showing my alerts as horizontal markers for quick adjusting.
Heading into 2018, one critical caveat to note regarding MarketPro was that it ran on Java, a programming language that has lost favor in today’s modern web environment. Google Chrome and Microsoft’s new Edge browser no longer support Java, which means customers who want to access MarketPro have to use Mozilla Firefox, legacy Internet Explorer, or Safari (Mac). Thankfully, Merrill Edge patched this in 2018, and MarketPro is now fully compatible once again.
Adding to the positives, MarketPro even offers high quality executions, thanks to its commitment to not accept payment for order flow.
Adding to the positives, MarketPro even offers high quality executions, thanks to its commitment to not accept payment for order flow (for a deeper dive, see our report on Order Execution).
Unfortunately, though, active traders desire all the great assets MarketPro offers, yet they can’t trade on the fly. Until Merrill Edge can clear its key hurdles, the broker is holding itself back from attracting the Holy Grail of clientele: the active trader.
Negociação móvel.
On the mobile front, Merrill Edge supports the Apple iPhone, iPad, and the Apple Watch, alongside Android smartphones. All variables considered, I found the apps to be good thanks to a slew of updates released in 2018.
First, Merrill Edge released a completely new Apple Watch app. It also had several major releases for its smartphone apps during the year. Most important was the addition of Touch ID login alongside streaming real time quotes and watch lists. Also added were extended hours quotes, charts and trades, as well as heatmaps, analyst research reports, and a cleaned up portfolio overview window. Even a customizable dashboard was added.
These sweeping enhancements really improved Merrill Edge’s mobile score in our 2017 Review. It is still not leading the industry as the apps lack depth in key areas such as charting and alerts. That said, Merrill edge placed sixth out of 16 brokers. Veja: Best Brokers for Mobile Trading.
Outras notas.
In January 2017, Merrill Edge launched Guided Investing, its robo-advisor service. For a full breakdown, read our Merrill Edge Guided Investing review.
One area in which Merrill Edge excels that is not covered under our traditional testing is the company’s retirement and investment advisor offerings. Approximately 2,100 of Bank of America’s 4,600 retail locations have a financial services advisor, and Merrill Edge’s website is packed with clean, thorough, and educational content. Through the website’s Guidance and Retirement Center, customers can conduct goal planning for all of life’s many events, use calculators to determine areas for improvement, read educational articles, watch videos, schedule 1-on-1 appointments, and more.
Pensamentos finais.
Merrill Edge provides investors with several key highlights: excellent customer service, up to 100 commission-free trades each month through its Preferred Rewards program, robust research, and great ease of use for Bank of America clients. The primary drawback revolves around the broker’s lack of active trader capabilities: no trading on the fly, no conditional orders, max two-legged options, and no direct market access.
Overall, Merrill Edge provides clients with a fantastic, well rounded offering. New, casual, and seasoned investors will find the broker to be a very good fit, and Bank of America clients will discover that the broker is an excellent extension of the Bank of America brand.
Metodologia.
Para a nossa avaliação de estoque em 2017 avaliamos, avaliamos e classificamos dezesseis corretores on-line diferentes ao longo de um período de seis meses. No total, realizamos 349 testes de atendimento ao cliente, reunimos 5.277 pontos de dados e produzimos mais de 40 mil palavras de pesquisa. Como nós testamos.
Merrill Edge Review.
Merrill Edge offers clients fantastic customer service and a well-rounded package worth being a client for, especially Bank of America clients under the Preferred Rewards program.
Por Blain Reinkensmeyer / 21 de fevereiro de 2017 / Atualizado: 8 de janeiro de 2018.
Secções de revisão:
Merrill Edge, launched in 2018, is an extension of Merrill Lynch, the household brand founded in 1914, which is owned by Bank of America. Known for its excellent customer service, Merrill Edge charges $6.95 for stock trades, $6.95 + $.75 for options trades, and is open to all investors, not just Bank of America customers.
Naturally, there are synergies for those who are already clients of Bank of America. From viewing all accounts together to managing those accounts, transferring funds, updating contact information, universal logins, etc., and qualifying for free monthly trades, Bank of America makes it an easy win for current banking customers.
Comissões e taxas.
Merrill Edge is a full-service broker that offers equities and options trading. Regular stock trades are a flat $6.95 per trade with no additional charges for stocks less than $1 per share. Options trades cost $6.95 plus $.75 per contract. Compared to other full-service brokers such as TD Ameritrade, Fidelity, and ETRADE, Merrill Edge offers the lowest rates.
Alongside its competitive commissions structure, Merrill Edge also has a unique offering: free trades. Qualifying for free trades each month is possible through the Preferred Rewards program. Clients can receive up to 30 free equity trades per month, with a three-month average combined balance of at least $50,000 (Platinum status) or up to 100 free trades per month with a three-month average combined balance of at least $100,000 (Platinum Honors status). Benefits through the Preferred Rewards program extend beyond free trades as well, with money market savings boosts, credit card bonuses, and more.
Serviço ao cliente.
Merrill Edge’s phone and email support was excellent, as our testing proved. Merrill Edge’s phone support was No. 1 in our 2018 Review, #4 in our 2018 Review, #1 again in our 2018 Review, and #2 in our 2017 Review, and for good reason. Every broker rep we spoke to was friendly, knowledgeable, and professional. It is apparent Merrill Edge trains its staff well and understands what it takes to provide consistent, high quality client support.
Clearly, Merrill Edge customer service reps understand what it means to go above and beyond to help customers.
Our email support and live chat support experiences were similar to phone. The broker responded to all of our email and live chat inquiries with clean templates and thorough responses. Response times for email averaged less than one business day, while connection times for live chat averaged less than one minute. Clearly, Merrill Edge customer service reps understand what it means to go above and beyond to help customers. Overall, Merrill Edge finished nearly at the top – No. 2 overall for customer service, showing its dedication to excellence in the art of quality customer care.
Merrill Edge uses both Morningstar and Lippers as its primary research providers. Typically, online brokers use one or the other, so Merrill Edge’s use of both is an extra benefit for clients. Thanks to this dual provider offering, Merrill Edge's ETF and mutual funds research is very strong and extremely thorough. For example, pulling up a quote of SPY reveals not only the infamous Morningstar Style Map but also the Lipper Ratings.
For equities research, pulling up a quote for Apple (AAPL) reveals pricing data, quick chart, recent news, Merrill Lynch research, a peer comparison, a Trefis summary, and three research providers: Bank of America Merrill Lynch, Morningstar, and S&P Capital IQ. While three report providers is above average, it is still lower than the leading research brokers, including Charles Schwab, Fidelity, and TD Ameritrade, which offer clients access to six or more research reports.
Despite not having a large selection of report providers available to clients, Merrill Edge still offers clients great coverage of equities that will satisfy most investors. Clients can assess historical earnings, valuations, view a variety of fundamental data including SEC filings, perform technical analysis with Recognia tools, and more. This also includes both ETFs and mutual funds research, an area in which we found Merrill Edge excelled.
For 2017 standards, the design of the research area feels a bit outdated, especially compared to Fidelity, whose entire research area is methodically laid out. This includes the stock screener tool, whose user interface is poorly designed, especially compared to the brand new ETF and mutual fund screeners released in 2018. Usability aside though, overall, while Merrill Edge trails its larger competitors, the broker still finished with a Best in Class accolade (top five) in our 2017 Review.
Thanks to its ownership by Bank of America, Merrill Edge is a natural win for current customers. As a Bank of America customer myself, I found the account opening process straightforward. Much of my information was prefilled for me, which was a nice touch, and immediately after completing the application, funding the account was a breeze, thanks to the account linking. Now, when I log in to my Bank of America account, I can see all my bank, credit cards, and loan and investment accounts on the same screen. If I want to access Merrill Edge, I simply click and go.
All in all, Merrill Edge makes it easy for clients to perform the tasks they want, when they want, and the broker is an excellent fit for current Bank of America clients.
The Merrill Edge website gets the thumbs up from us. High use pages such as the Accounts Summary page and Holdings page are cleanly laid out, as both were refreshed in 2018. The website also has a site-wide quote bar with real time quotes for easy access to the latest stock prices.
Portfolio performance analysis is another area that was refreshed in 2018, and assessing portfolio diversification is easy. To break down your portfolio, Merrill Edge provides the Morningstar X-Ray Tool as well as a clean asset allocation tool. While the data output is clean and easy to digest, the load time is a bit sluggish.
The weakest usability experiences with the Merrill Edge website come with the research area and stock screener (see comments above under “Research”). The on-site watch list functionality also needs to be refreshed. I recommend using the Desktop Streamer tool instead, although that tool, too, needs to be redesigned.
Pickiness aside, managing your accounts, placing trades, and navigating the website is very straightforward. All in all, Merrill Edge makes it easy for clients to perform the tasks they want, when they want, and the broker is an excellent fit for current Bank of America clients.
Plataformas e Ferramentas.
Merrill Edge offers a streaming quotes application through its website as well as an active trader platform, Merrill Edge MarketPro, which is a customized version of eSignal’s platform and has a variety of bells and whistles.
The browser-based streaming quotes application is basic but accomplishes its goal of providing clients with a streaming watch list. Cons with the experience include an outdated interface, auto-refreshing (not streaming) quotes, and having to use settings to add new stocks to your watch list.
Website streaming quotes aside, Merrill Edge’s offering for active traders is a mixed bag as there are several critical drawbacks with MarketPro. First, there are no one-click buy and sell buttons for speedy order entry, nor a way to bypass the order confirmation window. Second, complex options are not supported. Third, direct market routing or advanced order types, such as conditional orders, are not supported.
On the positive side, 216 optional columns can be added to any watch list, the platform integrates a variety of quality third-party tools such as Recognia, and the options functionality is strong across the board thanks to a clean interface and the addition of OptionsPlay in 2018.
Charting is also pretty good on MarketPro. Twenty-two different drawing tools are available and the interface is cleanly laid out. The technical indicators (73) available are slightly below the average of just over 100; however, each study is heavily customizable. I took advantage of my six 24-inch monitors to expand charts across the full screens, which was nice, and charting profiles are quick to save. Two items on my wish list would be plotting historical buys and sells directly on the chart as well as showing my alerts as horizontal markers for quick adjusting.
Heading into 2018, one critical caveat to note regarding MarketPro was that it ran on Java, a programming language that has lost favor in today’s modern web environment. Google Chrome and Microsoft’s new Edge browser no longer support Java, which means customers who want to access MarketPro have to use Mozilla Firefox, legacy Internet Explorer, or Safari (Mac). Thankfully, Merrill Edge patched this in 2018, and MarketPro is now fully compatible once again.
Adding to the positives, MarketPro even offers high quality executions, thanks to its commitment to not accept payment for order flow.
Adding to the positives, MarketPro even offers high quality executions, thanks to its commitment to not accept payment for order flow (for a deeper dive, see our report on Order Execution).
Unfortunately, though, active traders desire all the great assets MarketPro offers, yet they can’t trade on the fly. Until Merrill Edge can clear its key hurdles, the broker is holding itself back from attracting the Holy Grail of clientele: the active trader.
Negociação móvel.
On the mobile front, Merrill Edge supports the Apple iPhone, iPad, and the Apple Watch, alongside Android smartphones. All variables considered, I found the apps to be good thanks to a slew of updates released in 2018.
First, Merrill Edge released a completely new Apple Watch app. It also had several major releases for its smartphone apps during the year. Most important was the addition of Touch ID login alongside streaming real time quotes and watch lists. Also added were extended hours quotes, charts and trades, as well as heatmaps, analyst research reports, and a cleaned up portfolio overview window. Even a customizable dashboard was added.
These sweeping enhancements really improved Merrill Edge’s mobile score in our 2017 Review. It is still not leading the industry as the apps lack depth in key areas such as charting and alerts. That said, Merrill edge placed sixth out of 16 brokers. Veja: Best Brokers for Mobile Trading.
Outras notas.
In January 2017, Merrill Edge launched Guided Investing, its robo-advisor service. For a full breakdown, read our Merrill Edge Guided Investing review.
One area in which Merrill Edge excels that is not covered under our traditional testing is the company’s retirement and investment advisor offerings. Approximately 2,100 of Bank of America’s 4,600 retail locations have a financial services advisor, and Merrill Edge’s website is packed with clean, thorough, and educational content. Through the website’s Guidance and Retirement Center, customers can conduct goal planning for all of life’s many events, use calculators to determine areas for improvement, read educational articles, watch videos, schedule 1-on-1 appointments, and more.
Pensamentos finais.
Merrill Edge provides investors with several key highlights: excellent customer service, up to 100 commission-free trades each month through its Preferred Rewards program, robust research, and great ease of use for Bank of America clients. The primary drawback revolves around the broker’s lack of active trader capabilities: no trading on the fly, no conditional orders, max two-legged options, and no direct market access.
Overall, Merrill Edge provides clients with a fantastic, well rounded offering. New, casual, and seasoned investors will find the broker to be a very good fit, and Bank of America clients will discover that the broker is an excellent extension of the Bank of America brand.
Metodologia.
Para a nossa avaliação de estoque em 2017 avaliamos, avaliamos e classificamos dezesseis corretores on-line diferentes ao longo de um período de seis meses. No total, realizamos 349 testes de atendimento ao cliente, reunimos 5.277 pontos de dados e produzimos mais de 40 mil palavras de pesquisa. Como nós testamos.
Merrill Edge Review.
Merrill Edge offers clients fantastic customer service and a well-rounded package worth being a client for, especially Bank of America clients under the Preferred Rewards program.
Por Blain Reinkensmeyer / 21 de fevereiro de 2017 / Atualizado: 8 de janeiro de 2018.
Secções de revisão:
Merrill Edge, launched in 2018, is an extension of Merrill Lynch, the household brand founded in 1914, which is owned by Bank of America. Known for its excellent customer service, Merrill Edge charges $6.95 for stock trades, $6.95 + $.75 for options trades, and is open to all investors, not just Bank of America customers.
Naturally, there are synergies for those who are already clients of Bank of America. From viewing all accounts together to managing those accounts, transferring funds, updating contact information, universal logins, etc., and qualifying for free monthly trades, Bank of America makes it an easy win for current banking customers.
Comissões e taxas.
Merrill Edge is a full-service broker that offers equities and options trading. Regular stock trades are a flat $6.95 per trade with no additional charges for stocks less than $1 per share. Options trades cost $6.95 plus $.75 per contract. Compared to other full-service brokers such as TD Ameritrade, Fidelity, and ETRADE, Merrill Edge offers the lowest rates.
Alongside its competitive commissions structure, Merrill Edge also has a unique offering: free trades. Qualifying for free trades each month is possible through the Preferred Rewards program. Clients can receive up to 30 free equity trades per month, with a three-month average combined balance of at least $50,000 (Platinum status) or up to 100 free trades per month with a three-month average combined balance of at least $100,000 (Platinum Honors status). Benefits through the Preferred Rewards program extend beyond free trades as well, with money market savings boosts, credit card bonuses, and more.
Serviço ao cliente.
Merrill Edge’s phone and email support was excellent, as our testing proved. Merrill Edge’s phone support was No. 1 in our 2018 Review, #4 in our 2018 Review, #1 again in our 2018 Review, and #2 in our 2017 Review, and for good reason. Every broker rep we spoke to was friendly, knowledgeable, and professional. It is apparent Merrill Edge trains its staff well and understands what it takes to provide consistent, high quality client support.
Clearly, Merrill Edge customer service reps understand what it means to go above and beyond to help customers.
Our email support and live chat support experiences were similar to phone. The broker responded to all of our email and live chat inquiries with clean templates and thorough responses. Response times for email averaged less than one business day, while connection times for live chat averaged less than one minute. Clearly, Merrill Edge customer service reps understand what it means to go above and beyond to help customers. Overall, Merrill Edge finished nearly at the top – No. 2 overall for customer service, showing its dedication to excellence in the art of quality customer care.
Merrill Edge uses both Morningstar and Lippers as its primary research providers. Typically, online brokers use one or the other, so Merrill Edge’s use of both is an extra benefit for clients. Thanks to this dual provider offering, Merrill Edge's ETF and mutual funds research is very strong and extremely thorough. For example, pulling up a quote of SPY reveals not only the infamous Morningstar Style Map but also the Lipper Ratings.
For equities research, pulling up a quote for Apple (AAPL) reveals pricing data, quick chart, recent news, Merrill Lynch research, a peer comparison, a Trefis summary, and three research providers: Bank of America Merrill Lynch, Morningstar, and S&P Capital IQ. While three report providers is above average, it is still lower than the leading research brokers, including Charles Schwab, Fidelity, and TD Ameritrade, which offer clients access to six or more research reports.
Despite not having a large selection of report providers available to clients, Merrill Edge still offers clients great coverage of equities that will satisfy most investors. Clients can assess historical earnings, valuations, view a variety of fundamental data including SEC filings, perform technical analysis with Recognia tools, and more. This also includes both ETFs and mutual funds research, an area in which we found Merrill Edge excelled.
For 2017 standards, the design of the research area feels a bit outdated, especially compared to Fidelity, whose entire research area is methodically laid out. This includes the stock screener tool, whose user interface is poorly designed, especially compared to the brand new ETF and mutual fund screeners released in 2018. Usability aside though, overall, while Merrill Edge trails its larger competitors, the broker still finished with a Best in Class accolade (top five) in our 2017 Review.
Thanks to its ownership by Bank of America, Merrill Edge is a natural win for current customers. As a Bank of America customer myself, I found the account opening process straightforward. Much of my information was prefilled for me, which was a nice touch, and immediately after completing the application, funding the account was a breeze, thanks to the account linking. Now, when I log in to my Bank of America account, I can see all my bank, credit cards, and loan and investment accounts on the same screen. If I want to access Merrill Edge, I simply click and go.
All in all, Merrill Edge makes it easy for clients to perform the tasks they want, when they want, and the broker is an excellent fit for current Bank of America clients.
The Merrill Edge website gets the thumbs up from us. High use pages such as the Accounts Summary page and Holdings page are cleanly laid out, as both were refreshed in 2018. The website also has a site-wide quote bar with real time quotes for easy access to the latest stock prices.
Portfolio performance analysis is another area that was refreshed in 2018, and assessing portfolio diversification is easy. To break down your portfolio, Merrill Edge provides the Morningstar X-Ray Tool as well as a clean asset allocation tool. While the data output is clean and easy to digest, the load time is a bit sluggish.
The weakest usability experiences with the Merrill Edge website come with the research area and stock screener (see comments above under “Research”). The on-site watch list functionality also needs to be refreshed. I recommend using the Desktop Streamer tool instead, although that tool, too, needs to be redesigned.
Pickiness aside, managing your accounts, placing trades, and navigating the website is very straightforward. All in all, Merrill Edge makes it easy for clients to perform the tasks they want, when they want, and the broker is an excellent fit for current Bank of America clients.
Plataformas e Ferramentas.
Merrill Edge offers a streaming quotes application through its website as well as an active trader platform, Merrill Edge MarketPro, which is a customized version of eSignal’s platform and has a variety of bells and whistles.
The browser-based streaming quotes application is basic but accomplishes its goal of providing clients with a streaming watch list. Cons with the experience include an outdated interface, auto-refreshing (not streaming) quotes, and having to use settings to add new stocks to your watch list.
Website streaming quotes aside, Merrill Edge’s offering for active traders is a mixed bag as there are several critical drawbacks with MarketPro. First, there are no one-click buy and sell buttons for speedy order entry, nor a way to bypass the order confirmation window. Second, complex options are not supported. Third, direct market routing or advanced order types, such as conditional orders, are not supported.
On the positive side, 216 optional columns can be added to any watch list, the platform integrates a variety of quality third-party tools such as Recognia, and the options functionality is strong across the board thanks to a clean interface and the addition of OptionsPlay in 2018.
Charting is also pretty good on MarketPro. Twenty-two different drawing tools are available and the interface is cleanly laid out. The technical indicators (73) available are slightly below the average of just over 100; however, each study is heavily customizable. I took advantage of my six 24-inch monitors to expand charts across the full screens, which was nice, and charting profiles are quick to save. Two items on my wish list would be plotting historical buys and sells directly on the chart as well as showing my alerts as horizontal markers for quick adjusting.
Heading into 2018, one critical caveat to note regarding MarketPro was that it ran on Java, a programming language that has lost favor in today’s modern web environment. Google Chrome and Microsoft’s new Edge browser no longer support Java, which means customers who want to access MarketPro have to use Mozilla Firefox, legacy Internet Explorer, or Safari (Mac). Thankfully, Merrill Edge patched this in 2018, and MarketPro is now fully compatible once again.
Adding to the positives, MarketPro even offers high quality executions, thanks to its commitment to not accept payment for order flow.
Adding to the positives, MarketPro even offers high quality executions, thanks to its commitment to not accept payment for order flow (for a deeper dive, see our report on Order Execution).
Unfortunately, though, active traders desire all the great assets MarketPro offers, yet they can’t trade on the fly. Until Merrill Edge can clear its key hurdles, the broker is holding itself back from attracting the Holy Grail of clientele: the active trader.
Negociação móvel.
On the mobile front, Merrill Edge supports the Apple iPhone, iPad, and the Apple Watch, alongside Android smartphones. All variables considered, I found the apps to be good thanks to a slew of updates released in 2018.
First, Merrill Edge released a completely new Apple Watch app. It also had several major releases for its smartphone apps during the year. Most important was the addition of Touch ID login alongside streaming real time quotes and watch lists. Also added were extended hours quotes, charts and trades, as well as heatmaps, analyst research reports, and a cleaned up portfolio overview window. Even a customizable dashboard was added.
These sweeping enhancements really improved Merrill Edge’s mobile score in our 2017 Review. It is still not leading the industry as the apps lack depth in key areas such as charting and alerts. That said, Merrill edge placed sixth out of 16 brokers. Veja: Best Brokers for Mobile Trading.
Outras notas.
In January 2017, Merrill Edge launched Guided Investing, its robo-advisor service. For a full breakdown, read our Merrill Edge Guided Investing review.
One area in which Merrill Edge excels that is not covered under our traditional testing is the company’s retirement and investment advisor offerings. Approximately 2,100 of Bank of America’s 4,600 retail locations have a financial services advisor, and Merrill Edge’s website is packed with clean, thorough, and educational content. Through the website’s Guidance and Retirement Center, customers can conduct goal planning for all of life’s many events, use calculators to determine areas for improvement, read educational articles, watch videos, schedule 1-on-1 appointments, and more.
Pensamentos finais.
Merrill Edge provides investors with several key highlights: excellent customer service, up to 100 commission-free trades each month through its Preferred Rewards program, robust research, and great ease of use for Bank of America clients. The primary drawback revolves around the broker’s lack of active trader capabilities: no trading on the fly, no conditional orders, max two-legged options, and no direct market access.
Overall, Merrill Edge provides clients with a fantastic, well rounded offering. New, casual, and seasoned investors will find the broker to be a very good fit, and Bank of America clients will discover that the broker is an excellent extension of the Bank of America brand.
Metodologia.
Para a nossa avaliação de estoque em 2017 avaliamos, avaliamos e classificamos dezesseis corretores on-line diferentes ao longo de um período de seis meses. No total, realizamos 349 testes de atendimento ao cliente, reunimos 5.277 pontos de dados e produzimos mais de 40 mil palavras de pesquisa. Como nós testamos.
